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NORTH CAROLINA · SELLER GUIDANCE · PRACTICAL GUIDE

North Carolina bonded titles and missing ownership proof

North Carolina requires eligibility checks, ownership documents, an inspection and a vehicle value before a title bond is purchased. A bond cannot resolve every missing-title situation.

Cash For Cars LLC Vehicle selling resources

Which vehicles are excluded?

MVR-92A excludes abandoned vehicles, mechanics’ or storage liens, unresolved security interests, pending litigation and parts-only or junk vehicles. Other residency and insurance-loss exclusions also apply; check the complete form before spending money.

What must happen before you buy the bond?

Complete the ownership affidavit and evidence, State Highway Patrol inspection and vehicle valuation first. NCDMV expressly instructs applicants not to buy the bond before these steps.

How much is the bond?

The required bond is 1.5 times the vehicle value, with a $100 minimum, and remains in effect for three years. This is the bond amount, not a quoted premium or the total application cost.

What completes the application?

Submit the required bond documents and notarized MVR-1 with the applicable fees and tax. An inoperable vehicle may receive a title but cannot be registered until it is deemed operable.

Official sources.

Sources reviewed September 26, 2026. Use the current instructions for your vehicle and transaction.

Continue with your North Carolina sale.

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