Identify the document problem
A lost certificate, an electronic lien title and an incorrect ownership record are different situations. Gather your registration and VIN, then explain the issue to DMV before arranging handover.
Check REG 227
DMV provides the Application for Replacement or Transfer of Title, REG 227. Read the sections that apply to your transaction and ask which signatures and supporting documents are required. The form expressly cannot be used to release a lien on an Electronic Lien Title vehicle.
Resolve the lender’s interest
If money is owed, request the lender’s payoff and release instructions. Do not assume a replacement-title application removes a lien. Confirm the accepted paperwork before completing the sale.
Official sources.
Sources reviewed September 10, 2026. Use the current instructions for your vehicle and transaction.
